Utility
IFSC Code Finder — Bank, Branch, Address Lookup
Enter any 11-character IFSC code to get the bank name, branch, full address, district, state, MICR code, and NEFT/RTGS/IMPS/UPI support status. Quick prefixes for SBI, PNB, BOB, HDFC, ICICI, Canara, Union Bank.
What the IFSC Tells You
The 11-character IFSC encodes everything needed for an electronic transfer. The first 4 characters are the bank code — SBIN for SBI, PUNB for PNB (and most ex-OBC/UBI branches), BARB for Bank of Baroda, HDFC for HDFC Bank, ICIC for ICICI. The fifth character is always 0 (zero, reserved for future use). The last 6 are the unique branch identifier. RBI assigns IFSCs centrally and updates them after mergers.
PSU Bank Mergers — IFSC Changes
The 2020 PSU bank consolidation merged many banks; their old IFSCs have been retired. Allahabad Bank → Indian Bank (new IDIB prefix). Oriental Bank of Commerce + United Bank → PNB (use PUNB prefix). Syndicate Bank → Canara Bank (use CNRB). Dena Bank + Vijaya Bank → Bank of Baroda (use BARB). Andhra Bank + Corporation Bank → Union Bank (use UBIN). If a search returns "not found", the most likely reason is that your old branch has been re-IFSC'd.
Using IFSC for Government Transfers
IFSC is required for: salary credit (your office payroll team needs it), DBT subsidies (LPG, PM-KISAN, scholarships), income tax refunds, EPF withdrawal, and NEFT/RTGS transfers from your account. Always verify the IFSC from your most recent cheque or bank app before sharing — outdated IFSCs cause transfer failures and delays. Combine with the Salary Calculator to verify your expected monthly credit.